A charitable gift annuity is an agreement between you and NWF. In exchange for your irrevocable gift of cash or securities, NWF agrees to pay up to two annuitants a fixed amount each year for life. You may be eligible for an income tax deduction on a portion of the gift in the year it is made. In addition, a portion of each annuity payment is considered tax-free. The amount of the gift and the age of the annuitant(s) determine the income received. The older the annuitant(s) at the time of the gift, the higher the rate.

(Note: Minimum gift amount is $5,000 and annuitants must be age 60 or older.)

You may choose to donate long-term appreciated securities to establish your gift annuity without incurring an immediate capital gains tax. The gain is smaller than it would be on a sale and is spread over your life expectancy.

Setting up a charitable gift annuity is very simple. Once ready to make your gift, you may send a check payable to "NWF Gift Annuity Fund."

Gift Planning Office
National Wildlife Federation
11100 Wildlife Center Drive
Reston, VA 20190

Following receipt of your gift, we will send you the gift annuity agreement and related paperwork. We will also ask for proof of birthdate.

Benefits of Charitable Gift Annuities include:

• Annuity payments that are partially tax-free,
• Charitable tax deduction in the year you make your gift,
• Potential capital gain savings and estate tax benefits, and
• Satisfaction in knowing that you are providing for wildlife and our environment.

You can calculate your annuity rate online.

Frequently Asked Questions

How safe is this arrangement?
Very safe. Your gift is held with other NWF gift annuities in a segregated fund invested and administered by State Street Global Advisors of Boston, MA which has over 20 years experience managing gift annuity funds for charities. Our fund is not mingled with NWF's general assets and is subject to strict investment requirements of various state agencies. NWF's obligation to make lifetime payments is backed by all the assets of the Federation.

If I fund a CGA with stock, do I pay capital gains?
If you transfer stock, you will not report a capital gain on the transfer. Because a CGA is part gift, you avoid paying capital gains tax on some of the appreciation and recognize only that portion of the capital gain paid out in annuity payments.

Why is the rate lower for two people, even if they are the same age?
Annuity rates are based, in part, on the life expectancy of the annuitant(s). The rate is based on the probability of making lifetime payments over two lives versus one.

How often are annuity payments made?
You may choose an annual, semiannual, quarterly or monthly payment schedule.

Contact us for more information on your annuity today!